Law School Without Debt?
Ethan is about to start his senior year of college. Now he's considering law school. He won't have enough money to cover that, so what recommendation would Dave have for avoiding student loans?
You Cannot Out-Earn a Budget
Kristen and her husband are trying to decide if she can afford to stay home with their son. Dave is concerned about such a significant income drop and adjusting lifestyle.
Count Employer Contribution?
Brian on Twitter asks if employer contributions count toward the 15% Dave recommends putting toward retirement.
When Can We Start Living Like No One Else?
Angela asks Dave when she can start living like no one else.
Mad Money Budget
Alex and his wife are trying to determine how much mad money they should each have per week. Does Dave have a suggestion?
Cut the Health Insurance?
Shauna asks if it's ever okay to stop paying health insurance to pay down debt. Dave says no way.
How Do I Tactfully Decline an Out-of-Town Wedding?
Alicia asks how to tactfully tell someone she can't attend their out-of-town wedding.
Financial Decisions For College
Justin on Twitter asks what the best financial decision he can make is before he starts his first year of college.
Finishing Strong
Justin has a year left in college. He takes out $5,000 in student loans each semester. He can finish school without taking more loans if he cuts his lifestyle. He needs to know if Dave thinks that's a good idea.
How to Prioritize Family Debt
Jason asks how debt to family should be prioritized in the debt snowball. Dave explains.
Grieving With Dignity
Robin tells Dave her story of tragedy, preparation and love.
Return of Premium Is a Gimmick
Allen asks what Dave's opinion is on return-of-premium life insurance policies.
Can't Make the Minimums
Barbara wants to know how to use the debt snowball if her budget can't support all of her minimum payments.
A Rough Lesson
Steve's dad opened a credit card and made Steve an authorized user. His dad is delinquent on the card, and Steve is receiving collections notices about it. Does he owe this money?
Anxious Security Gland
Matt and his wife have about $63,000 in the bank, and they owe $47,000 on their house. Matt is considering paying off the house early, but he's concerned about Murphy moving in once he does.
When Do I Need Umbrella Insurance?
Matt wants to know at what net worth he should consider umbrella insurance. Dave explains.
Trial and Error
Ben and his wife want to know the best way to learn how to efficiently budget other than by trial and error. Dave tells him trial and error really is the best way.
Dave Doesn't Have a System
Ryan wants to know why he should invest in mutual funds given all the fees they incur. Dave explains why using a professional will statistically cause him to do better investing.
Retirement Delayed
Michelle and her husband owe $300,000 in student loans. She's worried about retirement since she's 37 years old. Should she start saving for retirement while paying off the debt?
Avoiding an Explosion
David is working with a senior in high school who just found out her dad is not planning to file taxes and hasn't done so for five or six years. She won't receive grant money if these taxes aren't filed.